Effective Date: August 14, 2026
Radiant Cash Management Services Private Limited, we operate the following mobile applications:
This Privacy Policy explains how we collect, use, store, protect, and share information when you use these applications.
By using the Service, you acknowledge and agree to the practices described in this Privacy Policy.
Depending on the features you use, these applications may access or collect the following information:
The application may collect information required to identify and authenticate users and provide the Service, such as:
The application may request access to your device's location.
Location information may be used for legitimate business purposes, including:
If location information is collected in the background, it is used only for the disclosed work-related functionality and only when the relevant feature is enabled or authorized.
The application may collect certain technical information required to operate, secure, and troubleshoot the Service, such as:
The application may request access to the camera, photos, or files when required for specific application features.
Such access is used only for the functionality for which the permission is requested, such as capturing, uploading, or processing documents, images, or other work-related information.
If SMS permission is required by a feature of the application, the application may access SMS information only for the disclosed functionality, such as authentication, verification, or other authorized application features.
We do not use SMS information for purposes unrelated to the functionality for which permission is requested.
We may use collected information to:
We do not use personal information for purposes that are incompatible with the purposes described in this Privacy Policy.
We may share information only when necessary to provide and operate the Service.
Information may be shared with:
We do not sell users' personal information.
Third-party service providers are required to handle information according to their applicable privacy policies and contractual or legal obligations.
The application may use third-party services to support application functionality, analytics, security, diagnostics, and other services.
These services may process certain information according to their own privacy policies.
Examples may include:
Google Privacy Policy: https://policies.google.com/privacy
Firebase Privacy Policy: https://firebase.google.com/support/privacy
We recommend reviewing the privacy policies of third-party service providers to understand how they process information.
When you use the Service, technical information may be collected automatically in the event of an application error or for security and diagnostic purposes.
This information may include:
This information is used to maintain and improve the reliability and security of the Service.
We take reasonable technical and organizational measures to protect information against unauthorized access, alteration, disclosure, or destruction.
However, no method of transmission over the Internet or electronic storage is completely secure. Therefore, we cannot guarantee absolute security of information.
We retain personal information only for as long as reasonably necessary to provide the Service, fulfill legitimate business purposes, comply with legal obligations, resolve disputes, enforce agreements, and maintain appropriate business records.
When information is no longer required, we will delete or securely dispose of it in accordance with applicable requirements and our internal data-retention practices.
If the application provides account creation, users may request deletion of their account and associated personal information through the account-deletion mechanism provided by the application or by contacting us using the contact details below.
When a valid deletion request is received, we will process the request and delete applicable personal information, except information that we are required or permitted to retain under applicable law or for legitimate legal purposes.
The application may request permissions such as:
Permissions are requested only when necessary for the relevant functionality.
You can manage permissions through your Android device settings. Disabling certain permissions may prevent related application features from functioning correctly.
These applications are intended for authorized users and are not directed toward children under the age of 13.
We do not knowingly collect personal information from children under 13.
If we become aware that personal information from a child under 13 has been collected without appropriate authorization, we will take reasonable steps to delete the information.
The Service may contain links to third-party websites or services.
We are not responsible for the privacy practices, content, or security of third-party websites. We recommend reviewing the privacy policies of those websites before providing personal information.
We may update this Privacy Policy from time to time.
Any changes will be posted on this page with an updated effective date. We encourage users to periodically review this Privacy Policy.
If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact:
Company: Radiant Cash Management Services Private Limited
Application: Radiant Sandesh, RCMS, Aegis, Insta Credit and RTMS mobile Apps
Developer ID: 6651172554514147698
Developer name: Radiant Cash Management Services
Legal Name: STALIN KANDAPPA
Privacy Contact Email: radiantmobileapps@gmail.com
By using these applications, you acknowledge that you have read and understood this Privacy Policy and agree to the collection and use of information as described above.